1. Reserve Bank of India - Liabilities and Assets* |
(Rs, Crore) |
Item | 2024 | 2025 | Variation |
Nov. 22 | Nov. 14 | Nov. 21 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | 0 | 0 | 0 | 0 | 0 |
4.2 State Governments | 22714 | 31808 | 27060 | -4748 | 4346 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on Nov. 21, 2025 | Variation over |
Week | End-March 2025 | Year |
Rs, Cr. | US$ Mn. | Rs, Cr. | US$ Mn. | Rs, Cr. | US$ Mn. | Rs, Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 6155363 | 688104 | 9281 | -4472 | 443223 | 19778 | 609668 | 31522 |
1.1 Foreign Currency Assets # | 5015105 | 560600 | 25216 | -1690 | 164271 | -6957 | 227823 | -6191 |
1.2 Gold | 932008 | 104182 | -16270 | -2675 | 263846 | 26006 | 361265 | 36609 |
1.3 SDRs | 166088 | 18566 | 586 | -84 | 10799 | 397 | 14182 | 581 |
1.4 Reserve Position in the IMF | 42162 | 4757 | -251 | -23 | 4307 | 333 | 6399 | 524 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
4. Scheduled Commercial Banks - Business in India |
(Rs, Crore) |
Item | Outstanding as on Nov. 14, 2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 24093532 | -82225 | 1380663 | 1512931 | 2204030 | 2237643 |
2.1a Growth (Per cent) | | -0.3 | 6.7 | 6.7 | 11.2 | 10.2 |
2.1.1 Demand | 2991666 | -109282 | 71704 | 293617 | 208379 | 476108 |
2.1.2 Time | 21101867 | 27057 | 1308959 | 1219314 | 1995651 | 1761535 |
2.2 Borrowings | 834189 | -12051 | 139421 | -81059 | 74847 | -83174 |
2.3 Other Demand and Time Liabilities | 1026265 | -56502 | 3555 | -35366 | 53750 | 85283 |
7 Bank Credit | 19345790 | -47865 | 930654 | 1101818 | 1742011 | 1982973 |
7.1a Growth (Per cent) | | -0.2 | 5.7 | 6.0 | 11.2 | 11.4 |
7a.1 Food Credit | 79191 | 8820 | 22076 | 42660 | 4896 | 34034 |
7a.2 Non-food credit | 19266599 | -56685 | 908578 | 1059158 | 1737115 | 1948938 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
6. Money Stock: Components and Sources |
(Rs, Crore) |
Item | Outstanding as on | Variation over |
2025 | Fortnight | Financial Year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
Mar. 31 | Nov. 14 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 27286589 | 28945493 | -51646 | -0.2 | 1422574 | 5.7 | 1658904 | 6.1 | 2427456 | 10.1 | 2583058 | 9.8 |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3630751 | 3751223 | 31045 | 0.8 | 45606 | 1.3 | 120471 | 3.3 | 201083 | 6.2 | 295341 | 8.5 |
1.2 Demand Deposits with Banks | 2840023 | 3137172 | -108643 | -3.3 | 70557 | 2.7 | 297149 | 10.5 | 208361 | 8.5 | 479727 | 18.1 |
1.3 Time Deposits with Banks | 20702508 | 21943503 | 27526 | 0.1 | 1303177 | 6.9 | 1240994 | 6.0 | 1994606 | 11.0 | 1792165 | 8.9 |
1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 113595 | -1574 | -1.4 | 3234 | 3.4 | 289 | 0.3 | 23406 | 31.5 | 15825 | 16.2 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 8510825 | 8788361 | 48491 | 0.6 | 500626 | 6.6 | 277536 | 3.3 | 628822 | 8.4 | 684164 | 8.4 |
2.1.1 Reserve Bank | 1508105 | 1633175 | 103264 | | 115642 | | 125070 | | 206532 | | 324320 | |
2.1.2 Other Banks | 7002720 | 7155186 | -54772 | -0.8 | 384984 | 6.0 | 152466 | 2.2 | 422290 | 6.6 | 359844 | 5.3 |
2.2 Bank Credit to Commercial Sector | 19068129 | 20152225 | -51524 | -0.3 | 942242 | 5.5 | 1084096 | 5.7 | 1783030 | 10.9 | 2007151 | 11.1 |
2.2.1 Reserve Bank | 38246 | 10230 | -3373 | | -5257 | | -28016 | | 3909 | | 1081 | |
2.2.2 Other Banks | 19029883 | 20141995 | -48151 | -0.2 | 947499 | 5.5 | 1112112 | 5.8 | 1779121 | 10.9 | 2006070 | 11.1 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
8. Liquidity Operations by RBI |
(Rs, Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
Nov. 17, 2025 | - | - | - | - | 839 | 196682 | - | - | - | -195843 |
Nov. 18, 2025 | - | - | - | - | 979 | 183892 | -341 | - | - | -183254 |
Nov. 19, 2025 | - | - | - | - | 869 | 180834 | 462 | - | - | -179503 |
Nov. 20, 2025 | - | - | - | - | 1072 | 166262 | - | - | - | -165190 |
Nov. 21, 2025 | - | - | 16363 | - | 445 | 174122 | - | - | - | -157314 |
Nov. 22, 2025 | - | - | - | - | 3084 | 149537 | - | - | - | -146453 |
Nov. 23, 2025 | - | - | - | - | 4934 | 152089 | - | - | - | -147155 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2025-2026/1581 |
