1. Reserve Bank of India - Liabilities and Assets* |
(? Crore) |
Item | 2024 | 2025 | Variation |
Aug. 02 | Jul. 25 | Aug. 01 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | - | 0 | 0 | 0 | 0 |
4.2 State Governments | 31072 | 24026 | 32232 | 8206 | 1160 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on Aug. 01, 2025 | Variation over |
Week | End-March 2025 | Year |
? Cr. | US$ Mn. | ? Cr. | US$ Mn. | ? Cr. | US$ Mn. | ? Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 6030417 | 688871 | -10463 | -9322 | 318277 | 20545 | 377960 | 13952 |
1.1 Foreign Currency Assets # | 5091494 | 581607 | -3992 | -7319 | 240660 | 14049 | 133147 | -10433 |
1.2 Gold | 735336 | 83998 | -6191 | -1706 | 67174 | 5822 | 232006 | 23899 |
1.3 SDRs | 162582 | 18572 | -159 | -237 | 7292 | 403 | 10486 | 411 |
1.4 Reserve Position in the IMF | 41005 | 4694 | -120 | -59 | 3150 | 271 | 2320 | 74 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
4. Scheduled Commercial Banks - Business in India |
(? Crore) |
Item | Outstanding as on Jul. 25, 2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 23349278 | 23573 | 718342 | 768677 | 2025805 | 2155710 |
2.1a Growth (Per cent) | | 0.1 | 3.5 | 3.4 | 10.6 | 10.2 |
2.1.1 Demand | 2876367 | 74332 | 367 | 178318 | 185438 | 432146 |
2.1.2 Time | 20472912 | -50760 | 717975 | 590359 | 1840367 | 1723564 |
2.2 Borrowings | 837820 | -17466 | 157247 | -77429 | 150848 | -97370 |
2.3 Other Demand and Time Liabilities | 990022 | 18099 | -38460 | -71610 | 78194 | 91054 |
7 Bank Credit | 18501872 | 31979 | 381771 | 257900 | 2026811 | 1687937 |
7.1a Growth (Per cent) | | 0.2 | 2.3 | 1.4 | 13.7 | 10.0 |
7a.1 Food Credit | 56674 | -2318 | 5109 | 20143 | 7354 | 28484 |
7a.2 Non-food credit | 18445197 | 34298 | 376662 | 237756 | 2019458 | 1659453 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
6. Money Stock: Components and Sources |
(? Crore) |
Item | Outstanding as on | Variation over |
2025 | Fortnight | Financial Year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
Mar. 31 | Jul. 25 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 27286589 | 28138916 | -2340 | 0 | 733652 | 2.9 | 852327 | 3.1 | 2263558 | 9.7 | 2465403 | 9.6 |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3630751 | 3707049 | -21967 | -0.6 | 15813 | 0.5 | 76297 | 2.1 | 210186 | 6.5 | 280960 | 8.2 |
1.2 Demand Deposits with Banks | 2840023 | 3018664 | 73837 | 2.5 | 525 | 0 | 178642 | 6.3 | 189335 | 7.9 | 431251 | 16.7 |
1.3 Time Deposits with Banks | 20702508 | 21305560 | -51720 | -0.2 | 720626 | 3.8 | 603052 | 2.9 | 1843936 | 10.4 | 1736774 | 8.9 |
1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 107642 | -2490 | -2.3 | -3312 | -3.5 | -5664 | -5.0 | 20101 | 28.3 | 16418 | 18.0 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 8510825 | 8541325 | -72880 | -0.8 | 74642 | 1.0 | 30500 | 0.4 | 340767 | 4.6 | 863113 | 11.2 |
2.1.1 Reserve Bank | 1508105 | 1502150 | -84177 | | -132303 | | -5955 | | -136175 | | 441240 | |
2.1.2 Other Banks | 7002720 | 7039175 | 11297 | 0.2 | 206944 | 3.2 | 36455 | 0.5 | 476942 | 7.8 | 421872 | 6.4 |
2.2 Bank Credit to Commercial Sector | 19068129 | 19301475 | 34980 | 0.2 | 374986 | 2.2 | 233347 | 1.2 | 2051932 | 13.2 | 1723658 | 9.8 |
2.2.1 Reserve Bank | 38246 | 12383 | 4419 | | -3471 | | -25862 | | 5791 | | 1448 | |
2.2.2 Other Banks | 19029883 | 19289092 | 30562 | 0.2 | 378457 | 2.2 | 259209 | 1.4 | 2046141 | 13.2 | 1722209 | 9.8 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. |
8. Liquidity Operations by RBI |
(? Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
Jul. 28, 2025 | - | - | - | - | 938 | 109847 | - | - | - | -108909 |
Jul. 29, 2025 | - | - | - | 46058 | 1584 | 108957 | - | - | - | -153431 |
Jul. 30, 2025 | - | - | - | - | 1408 | 94716 | - | - | - | -93308 |
Jul. 31, 2025 | - | - | - | 13075 | 1649 | 114195 | - | - | - | -125621 |
Aug. 01, 2025 | - | - | - | 171795 | 1100 | 204806 | - | - | - | -375501 |
Aug. 02, 2025 | - | - | - | - | 284 | 232922 | - | - | - | -232638 |
Aug. 03, 2025 | - | - | - | - | 46 | 204672 | - | - | - | -204626 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2025-2026/870 |
