1. Reserve Bank of India - Liabilities and Assets* |
(Rs. Crore) |
Item | 2024 | 2025 | Variation |
Jul. 5 | Jun. 27 | Jul. 4 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | - | 0 | 0 | 0 | 0 |
4.2 State Governments | 25838 | 20066 | 30956 | 10890 | 5118 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on July 4, 2025 | Variation over |
Week | End-March 2025 | Year |
Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 5975266 | 699736 | -32479 | -3049 | 263125 | 31410 | 488478 | 42581 |
1.1 Foreign Currency Assets # | 5049185 | 591287 | -35624 | -3537 | 198351 | 23729 | 230723 | 14177 |
1.2 Gold | 724528 | 84846 | 2154 | 342 | 56366 | 6670 | 245011 | 27414 |
1.3 SDRs | 161120 | 18868 | 157 | 39 | 5831 | 699 | 10535 | 832 |
1.4 Reserve Position in the IMF | 40432 | 4735 | 834 | 107 | 2577 | 312 | 2210 | 158 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
4. Scheduled Commercial Banks - Business in India |
(Rs. Crore) |
Item | Outstanding
as on Jun. 27,
2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 23425644 | 355861 | 810171 | 845043 | 2129379 | 2140247 |
| (23373017) | | | | (2039982) | (2177017) |
2.1a Growth (Per cent) | | 1.5 | 4.0 | 3.7 | 11.1 | 10.1 |
| | | | | (10.6) | (10.3) |
2.1.1 Demand | 3072874 | 213640 | 157824 | 374825 | 152756 | 471197 |
2.1.2 Time | 20352770 | 142221 | 652347 | 470217 | 1976623 | 1669050 |
2.2 Borrowings | 850218 | 11756 | -13481 | -65030 | 289457 | 85757 |
2.3 Other Demand and Time Liabilities | 1059099 | -46931 | -7849 | -2532 | 104706 | 129520 |
7 Bank Credit | 18483098 | 169135 | 453865 | 239125 | 2502310 | 1597069 |
| (18088612) | | | | (2002080) | (1702814) |
7.1a Growth (Per cent) | | 0.9 | 2.8 | 1.3 | 17.4 | 9.5 |
| | | | | (13.9) | (10.4) |
7a.1 Food Credit | 64389 | -3217 | 10823 | 27858 | 5997 | 30485 |
7a.2 Non-food credit | 18418709 | 172352 | 443042 | 211268 | 2496313 | 1566584 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger. |
6. Money Stock: Components and Sources |
(Rs. Crore) |
Item | Outstanding as on | Variation over |
2025 | Fortnight | Financial Year so far | Year-on-Year |
2024-25 | 2025-26 | 2024 | 2025 |
Mar. 31 | Jun. 27 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 27227143 | 28177467 | 334673 | 1.2 | 870090 | 3.5 | 950324 | 3.5 | 2276960 | 9.7 | 2475759 | 9.6 |
| (27286589) | (28230094) | (333520) | (1.2) | | | (943504) | (3.5) | | | (2438989) | (9.5) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3630751 | 3722292 | -22699 | -0.6 | 35779 | 1.0 | 91540 | 2.5 | 211446 | 6.5 | 276237 | 8.0 |
1.2 Demand Deposits with Banks | 2840023 | 3215375 | 213499 | 7.1 | 159349 | 6.2 | 375353 | 13.2 | 155991 | 6.0 | 469139 | 17.1 |
1.3 Time Deposits with Banks | 20643062 | 21131103 | 144020 | 0.7 | 673732 | 3.6 | 488041 | 2.4 | 1892437 | 10.8 | 1717453 | 8.8 |
| (20702508) | (21183730) | (142867) | (0.7) | | | (481221) | (2.3) | | | (1680683) | (8.6) |
1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 108697 | -147 | -0.1 | 1230 | 1.3 | -4610 | -4.1 | 17086 | 21.7 | 12931 | 13.5 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 8463065 | 8473446 | -112823 | -1.3 | -87875 | -1.2 | 10381 | 0.1 | 233800 | 3.3 | 1049305 | 14.1 |
| (8510825) | (8520033) | (-112824) | (-1.3) | | | (9207) | (0.1) | | | (1030547) | (13.8) |
2.1.1 Reserve Bank | 1508105 | 1513361 | -89202 | | -167071 | | 5255 | | -194110 | | 487219 | |
2.1.2 Other Banks | 6954959 | 6960086 | -23622 | -0.3 | 79196 | 1.3 | 5126 | 0.1 | 427910 | 7.2 | 562086 | 8.8 |
| (7002720) | (7006672) | (-23623) | (-0.3) | | | (3952) | (0.1) | | | (543328) | (8.4) |
2.2 Bank Credit to Commercial Sector | 18646762 | 18885784 | 170479 | 0.9 | 476617 | 2.9 | 239022 | 1.3 | 2025359 | 13.4 | 1737021 | 10.1 |
| (19068129) | (19280269) | (166510) | (0.9) | | | (212141) | (1.1) | | | (1631276) | (9.2) |
2.2.1 Reserve Bank | 38246 | 9029 | -1234 | | -3484 | | -29216 | | 5539 | | -1892 | |
2.2.2 Other Banks | 18608516 | 18876754 | 171713 | 0.9 | 480101 | 2.9 | 268238 | 1.4 | 2019820 | 13.4 | 1738914 | 10.1 |
| (19029883) | (19271240) | (167744) | (0.9) | | | (241357) | (1.3) | | | (1633169) | (9.3) |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
8. Liquidity Operations by RBI |
(Rs. Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
Jun. 30, 2025 | - | - | - | - | 5705 | 189751 | 237 | - | - | -183809 |
Jul. 1, 2025 | - | - | - | - | 1233 | 255381 | - | - | - | -254148 |
Jul. 2, 2025 | - | - | - | - | 3410 | 299291 | -1030 | - | - | -296911 |
Jul. 3, 2025 | - | - | - | - | 1111 | 326770 | - | - | - | -325659 |
Jul. 4, 2025 | - | - | - | 100010 | 1282 | 332158 | - | - | - | -430886 |
Jul. 5, 2025 | - | - | - | - | 216 | 285155 | - | - | - | -284939 |
Jul. 6, 2025 | - | - | - | - | 339 | 250650 | - | - | - | -250311 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2025-2026/698 |
