1. Reserve Bank of India - Liabilities and Assets* |
(Rs. Crore) |
Item | 2024 | 2025 | Variation |
Apr. 5 | Mar. 28 | Apr. 4 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | - | 0 | 0 | 0 | 0 |
4.2 State Governments | 17380 | 26284 | 38299 | 12016 | 20919 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on April 4, 2025 | Variation over |
Week | End-March 2025 | Year |
Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 5764903 | 676268 | 77807 | 10872 | 52762 | 7942 | 363327 | 27706 |
1.1 Foreign Currency Assets # | 4893864 | 574088 | 64769 | 9074 | 43030 | 6530 | 136933 | 2922 |
1.2 Gold | 676510 | 79360 | 11622 | 1567 | 8348 | 1183 | 222129 | 24802 |
1.3 SDRs | 156526 | 18362 | 1182 | 186 | 1237 | 193 | 5201 | 192 |
1.4 Reserve Position in the IMF | 38003 | 4459 | 235 | 46 | 148 | 36 | -936 | -210 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements. |
4. Scheduled Commercial Banks - Business in India |
(Rs. Crore) |
Item | Outstanding as on Mar. 21, 2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 22574982 | 64864 | 2431313 | 2099755 | 2431313 | 2099755 |
| (22515535) | | (2323070) | | (2323070) | (2148551) |
2.1a Growth (Per cent) | | 0.3 | 13.5 | 10.3 | 13.5 | 10.3 |
| | | (12.9) | | (12.9) | (10.5) |
2.1.1 Demand | 2692659 | 151182 | 263423 | 248806 | 263423 | 248806 |
2.1.2 Time | 19882323 | -86318 | 2167890 | 1850950 | 2167890 | 1850950 |
2.2 Borrowings | 915248 | -23860 | 332613 | 137305 | 332613 | 137305 |
2.3 Other Demand and Time Liabilities | 1062892 | 8166 | 147777 | 125464 | 147777 | 125464 |
7 Bank Credit | 18243936 | 118523 | 2756929 | 1811772 | 2756929 | 1811772 |
| (17822569) | | (2226242) | | (2226242) | (1921091) |
7.1a Growth (Per cent) | | 0.7 | 20.2 | 11.0 | 20.2 | 11.0 |
| | | (16.3) | | (16.3) | (12.1) |
7a.1 Food Credit | 36531 | -6021 | 3175 | 13450 | 3175 | 13450 |
7a.2 Non-food Credit | 18207404 | 124544 | 2753753 | 1798321 | 2753753 | 1798321 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. 2. Figures in parentheses exclude the impact of the merger. |
6. Money Stock: Components and Sources |
(Rs. Crore) |
Item | Outstanding as on | Variation over |
2024 | 2025 | Fortnight | Financial Year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
Mar. 31 | Mar. 21 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 24831618 | 27208735 | 101479 | 0.4 | 2486756 | 11.1 | 2377117 | 9.6 | 2497290 | 11.2 | 2378219 | 9.6 |
| (24939860) | (27268182) | (100334) | (0.4) | | | (2328321) | (9.3) | | | (2329423) | (9.3) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3410276 | 3620844 | 31357 | 0.9 | 142452 | 4.3 | 210569 | 6.2 | 140555 | 4.3 | 201956 | 5.9 |
1.2 Demand Deposits with Banks | 2586888 | 2834633 | 151374 | 5.6 | 266291 | 11.5 | 247744 | 9.6 | 266291 | 11.5 | 247744 | 9.6 |
1.3 Time Deposits with Banks | 18739918 | 20642833 | -82893 | -0.4 | 2070952 | 12.4 | 1902915 | 10.2 | 2070952 | 12.4 | 1902915 | 10.2 |
| (18848160) | (20702279) | (-84039) | (-0.4) | | | (1854119) | (9.8) | | | (1854119) | (9.8) |
1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 110426 | 1642 | 1.5 | 7061 | 9.1 | 15889 | 16.8 | 19492 | 29.8 | 25603 | 30.2 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 7512016 | 8135829 | -131525 | -1.6 | 147664 | 2.1 | 623814 | 8.3 | 397139 | 5.7 | 822632 | 11.2 |
| (7603571) | (8183590) | (-134445) | (-1.6) | | | (580019) | (7.6) | | | (778837) | (10.5) |
2.1.1 Reserve Bank | 1193213 | 1180870 | -93680 | | -456731 | | -12343 | | -207257 | | 186475 | |
2.1.2 Other Banks | 6318803 | 6954959 | -37845 | -0.5 | 604396 | 10.6 | 636157 | 10.1 | 604396 | 10.6 | 636157 | 10.1 |
| (6410358) | (7002720) | (-40765) | (-0.6) | | | (592362) | (9.2) | | | (592362) | (9.2) |
2.2 Bank Credit to Commercial Sector | 16672145 | 18644302 | 135607 | 0.7 | 2239974 | 15.5 | 1972157 | 11.8 | 2246127 | 15.6 | 1974692 | 11.8 |
| (17202832) | (19065669) | (130244) | (0.7) | | | (1862838) | (10.8) | | | (1865372) | (10.8) |
2.2.1 Reserve Bank | 14406 | 35823 | 8879 | | -14678 | | 21417 | | -8525 | | 23952 | |
2.2.2 Other Banks | 16657739 | 18608479 | 126728 | 0.7 | 2254652 | 15.7 | 1950740 | 11.7 | 2254652 | 15.7 | 1950740 | 11.7 |
| (17188426) | (19029846) | (121365) | (0.6) | | | (1841421) | (10.7) | | | (1841421) | (10.7) |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
8. Liquidity Operations by RBI |
(Rs. Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
31-Mar-25 | - | - | - | - | 8244 | 385176 | - | - | - | -376932 |
01-Apr-25 | - | - | - | - | 2804 | 357282 | - | - | - | -354478 |
02-Apr-25 | - | - | 9170 | - | 176 | 393917 | -664 | - | - | -385235 |
03-Apr-25 | - | - | 6012 | - | 1494 | 413054 | -2052 | - | - | -407600 |
04-Apr-25 | - | - | 12419 | - | 2167 | 259087 | 600 | - | 20000 | -223901 |
05-Apr-25 | - | - | - | - | 3959 | 208842 | - | - | - | -204883 |
06-Apr-25 | - | - | - | - | 3834 | 181582 | - | - | - | -177748 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad Deputy General Manager (Communications) Press Release: 2025-2026/88 |