1. Reserve Bank of India - Liabilities and Assets* |
(Rs. Crore) |
Item | 2024 | 2025 | Variation |
Feb. 2 | Jan. 24 | Jan. 31 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | - | 0 | 0 | 0 | 0 |
4.2 State Governments | 22237 | 20495 | 19332 | -1163 | -2905 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on January 31, 2025 | Variation over |
Week | End-March 2024 | Year |
Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. | Rs. Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 5461741 | 630607 | 35035 | 1050 | 70485 | -15811 | 299794 | 8138 |
1.1 Foreign Currency Assets # | 4656917 | 537684 | 20393 | -207 | -104927 | -33266 | 84864 | -13646 |
1.2 Gold | 614007 | 70893 | 13628 | 1242 | 174688 | 18218 | 215221 | 22804 |
1.3 SDRs | 154942 | 17889 | 987 | 29 | 3718 | -242 | 4093 | -301 |
1.4 Reserve Position in the IMF | 35875 | 4141 | 26 | -14 | -2994 | -521 | -4385 | -719 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements. |
4. Scheduled Commercial Banks - Business in India |
(Rs. Crore) |
Item | Outstanding as on Jan. 24, 2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 22128932 | -22243 | 2015238 | 1653705 | 2339724 | 2069780 |
| (22064692) | | (1898937) | | (2223422) | (2121842) |
2.1a Growth (Per cent) | | -0.1 | 11.2 | 8.1 | 13.2 | 10.3 |
| | | (10.5) | | (12.5) | (10.6) |
2.1.1 Demand | 2512914 | 34734 | 174584 | 69061 | 198268 | 157899 |
2.1.2 Time | 19616018 | -56977 | 1840654 | 1584644 | 2141456 | 1911880 |
2.2 Borrowings | 953970 | 30522 | 365499 | 176027 | 351059 | 143142 |
2.3 Other Demand and Time Liabilities | 992529 | 9678 | 101263 | 55101 | 159213 | 101615 |
7 Bank Credit | 17874756 | 74096 | 2368356 | 1442592 | 2706056 | 1831164 |
| (17433167) | | (1815120) | | (2152820) | (1942811) |
7.1a Growth (Per cent) | | 0.4 | 17.3 | 8.8 | 20.3 | 11.4 |
| | | (13.3) | | (16.1) | (12.5) |
7a.1 Food Credit | 56179 | -1544 | 25713 | 33098 | -4547 | 10560 |
7a.2 Non-food Credit | 17818577 | 75640 | 2342643 | 1409494 | 2710602 | 1820604 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger. |
6. Money Stock: Components and Sources |
(Rs. Crore) |
Item | Outstanding as on | Variation over |
2024 | 2025 | Fortnight | Financial Year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
Mar. 31 | Jan. 24 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 24831618 | 26631136 | -14946 | -0.1 | 1957749 | 8.8 | 1799518 | 7.2 | 2406475 | 11.0 | 2329627 | 9.6 |
| (24939860) | (26695375) | (-16135) | (-0.1) | | | (1755515) | (7.0) | | | (2277564) | (9.3) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3410276 | 3503619 | 6401 | 0.2 | 46970 | 1.4 | 93343 | 2.7 | 153686 | 4.8 | 180213 | 5.4 |
1.2 Demand Deposits with Banks | 2586888 | 2653713 | 34428 | 1.3 | 177231 | 7.6 | 66825 | 2.6 | 201037 | 8.8 | 155884 | 6.2 |
1.3 Time Deposits with Banks | 18739918 | 20369510 | -56443 | -0.3 | 1730898 | 10.4 | 1629592 | 8.7 | 2035162 | 12.4 | 1969646 | 10.7 |
| (18848160) | (20433749) | (-57633) | (-0.3) | | | (1585589) | (8.4) | | | (1917583) | (10.4) |
1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 104294 | 669 | 0.6 | 2650 | 3.4 | 9758 | 10.3 | 16590 | 26.0 | 23883 | 29.7 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 7512016 | 7937526 | -49965 | -0.6 | -48832 | -0.7 | 425511 | 5.7 | 459335 | 6.9 | 820826 | 11.5 |
| (7603571) | (7988402) | (-49965) | (-0.6) | | | (384831) | (5.1) | | | (778214) | (10.8) |
2.1.1 Reserve Bank | 1193213 | 1047893 | -56817 | | -516766 | | -145320 | | -228369 | | 113534 | |
2.1.2 Other Banks | 6318803 | 6889633 | 6851 | 0.1 | 467934 | 8.2 | 570830 | 9.0 | 687705 | 12.5 | 707292 | 11.4 |
| (6410358) | (6940509) | (6852) | (0.1) | | | (530151) | (8.3) | | | (664680) | (10.6) |
2.2 Bank Credit to Commercial Sector | 16672145 | 18236694 | 79861 | 0.4 | 1810352 | 12.5 | 1564549 | 9.4 | 2167530 | 15.4 | 1996707 | 12.3 |
| (17202832) | (18678283) | (88399) | (0.5) | | | (1475452) | (8.6) | | | (1885060) | (11.2) |
2.2.1 Reserve Bank | 14406 | 22760 | 12248 | | -21312 | | 8354 | | -5986 | | 17523 | |
2.2.2 Other Banks | 16657739 | 18213934 | 67613 | 0.4 | 1831663 | 12.7 | 1556195 | 9.3 | 2173517 | 15.5 | 1979184 | 12.2 |
| (17188426) | (18655523) | (76151) | (0.4) | | | (1467098) | (8.5) | | | (1867537) | (11.1) |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
8. Liquidity Operations by RBI |
(Rs. Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
Jan. 27, 2025 | - | - | 193661 | - | 682 | 55881 | 0 | - | 4710 | 143172 |
Jan. 28, 2025 | - | - | 139281 | - | 1779 | 61541 | - | - | 3080 | 82599 |
Jan. 29, 2025 | - | - | 166833 | - | 522 | 83366 | - | - | - | 83989 |
Jan. 30, 2025 | - | - | 117354 | - | 3099 | 69667 | - | - | - | 50786 |
Jan. 31, 2025 | - | - | 100013 | - | 6311 | 102895 | - | - | 20020 | 23449 |
Feb. 01, 2025 | - | - | - | - | 517 | 119511 | - | - | - | -118994 |
Feb. 02, 2025 | - | - | - | - | 202 | 99712 | - | - | - | -99510 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2024-2025/2103 |
