1. Reserve Bank of India - Liabilities and Assets* |
(? Crore) |
Item | 2024 | 2025 | Variation |
Jan. 19 | Jan. 10 | Jan. 17 | Week | Year |
1 | 2 | 3 | 4 | 5 |
4 Loans and Advances | | | | | |
4.1 Central Government | - | 0 | 0 | 0 | 0 |
4.2 State Governments | 18712 | 14620 | 23623 | 9003 | 4911 |
* Data are provisional; difference, if any, is due to rounding off. |
2. Foreign Exchange Reserves* |
Item | As on January 17, 2025 | Variation over |
Week | End-March 2024 | Year |
? Cr. | US$ Mn. | ? Cr. | US$ Mn. | ? Cr. | US$ Mn. | ? Cr. | US$ Mn. |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
1 Total Reserves | 5404532 | 623983 | 24130 | -1888 | 13276 | -22436 | 286302 | 7841 |
1.1 Foreign Currency Assets # | 4617658 | 533133 | 9726 | -2878 | -144187 | -37817 | 83327 | -12722 |
1.2 Gold | 597172 | 68947 | 13600 | 1063 | 157853 | 16272 | 204987 | 21734 |
1.3 SDRs | 154015 | 17782 | 1154 | 1 | 2792 | -350 | 2655 | -439 |
1.4 Reserve Position in the IMF | 35687 | 4122 | -350 | -74 | -3182 | -540 | -4666 | -732 |
* Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements. |
4. Scheduled Commercial Banks - Business in India |
(? Crore) |
Item | Outstanding as on Jan. 10, 2025 | Variation over |
Fortnight | Financial year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
1 | 2 | 3 | 4 | 5 | 6 |
2 Liabilities to Others | | | | | | |
2.1 Aggregate Deposits | 22150249 | 87658 | 1940921 | 1675023 | 2310060 | 2165414 |
| (22084821) | | (1821562) | | (2190701) | (2219345) |
2.1a Growth (Per cent) | | 0.4 | 10.8 | 8.2 | 13.1 | 10.8 |
| | | (10.1) | | (12.4) | (11.2) |
2.1.1 Demand | 2478194 | -91379 | 84970 | 34341 | 189777 | 212793 |
2.1.2 Time | 19672055 | 179037 | 1855952 | 1640682 | 2120284 | 1952621 |
2.2 Borrowings | 926377 | -28723 | 380687 | 148435 | 353023 | 100361 |
2.3 Other Demand and Time Liabilities | 985205 | -11421 | 82564 | 47777 | 193155 | 112990 |
7 Bank Credit | 17801605 | 58567 | 2294690 | 1369441 | 2693167 | 1831679 |
| (17368554) | | (1728150) | | (2126626) | (1965169) |
7.1a Growth (Per cent) | | 0.3 | 16.8 | 8.3 | 20.3 | 11.5 |
| | | (12.6) | | (16.0) | (12.8) |
7a.1 Food Credit | 57723 | 1584 | 24063 | 34642 | -8686 | 13755 |
7a.2 Non-food Credit | 17743882 | 56983 | 2270628 | 1334799 | 2701852 | 1817924 |
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. 2. Figures in parentheses exclude the impact of the merger. |
6. Money Stock: Components and Sources |
(? Crore) |
Item | Outstanding as on | Variation over |
2024 | 2025 | Fortnight | Financial Year so far | Year-on-Year |
2023-24 | 2024-25 | 2024 | 2025 |
Mar. 31 | Jan. 10 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
M3 | 24831618 | 26647844 | 135334 | 0.5 | 1866601 | 8.4 | 1816226 | 7.3 | 2367282 | 10.8 | 2437483 | 10.1 |
| (24939860) | (26713273) | (134072) | (0.5) | | | (1773412) | (7.1) | | | (2383552) | (9.8) |
1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | |
1.1 Currency with the Public | 3410276 | 3499907 | 40194 | 1.2 | 35434 | 1.1 | 89631 | 2.6 | 148140 | 4.7 | 188037 | 5.7 |
1.2 Demand Deposits with Banks | 2586888 | 2619298 | -91414 | -3.4 | 87410 | 3.8 | 32410 | 1.3 | 191741 | 8.7 | 211291 | 8.8 |
1.3 Time Deposits with Banks | 18739918 | 20425014 | 184558 | 0.9 | 1743052 | 10.5 | 1685096 | 9.0 | 2011262 | 12.3 | 2012995 | 10.9 |
| (18848160) | (20490442) | (183297) | (0.9) | | | (1642282) | (8.7) | | | (1959064) | (10.6) |
1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 103625 | 1996 | 2.0 | 704 | 0.9 | 9089 | 9.6 | 16139 | 25.9 | 25160 | 32.1 |
2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | |
2.1 Net Bank Credit to Government | 7512016 | 7978893 | 128642 | 1.6 | 62974 | 0.9 | 466877 | 6.2 | 474680 | 7.0 | 750386 | 10.4 |
| (7603571) | (8029768) | (128649) | (1.6) | | | (426197) | (5.6) | | | (704641) | (9.6) |
2.1.1 Reserve Bank | 1193213 | 1104710 | 103819 | | -435089 | | -88503 | | -237895 | | 88673 | |
2.1.2 Other Banks | 6318803 | 6874183 | 24823 | 0.4 | 498063 | 8.7 | 555380 | 8.8 | 712575 | 13.0 | 661713 | 10.7 |
| (6410358) | (6925058) | (24830) | (0.4) | | | (514700) | (8.0) | | | (615967) | (9.8) |
2.2 Bank Credit to Commercial Sector | 16672145 | 18157779 | 66966 | 0.4 | 1720454 | 11.9 | 1485634 | 8.9 | 2148325 | 15.3 | 2007689 | 12.4 |
| (17202832) | (18590830) | (61474) | (0.3) | | | (1387998) | (8.1) | | | (1874199) | (11.2) |
2.2.1 Reserve Bank | 14406 | 10512 | -7 | | -21321 | | -3894 | | 1503 | | 5285 | |
2.2.2 Other Banks | 16657739 | 18147266 | 66972 | 0.4 | 1741775 | 12.1 | 1489527 | 8.9 | 2146822 | 15.3 | 2002404 | 12.4 |
| (17188426) | (18580317) | (61480) | (0.3) | | | (1391892) | (8.1) | | | (1868914) | (11.2) |
Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
8. Liquidity Operations by RBI |
(? Crore) |
Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) |
Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase |
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
Jan. 13, 2025 | - | - | 50008 | - | 539 | 84042 | - | - | - | -33495 |
Jan. 14, 2025 | - | - | - | - | 2069 | 77450 | 1020 | - | - | -74361 |
Jan. 15, 2025 | - | - | 3980 | - | 794 | 66409 | -635 | - | 2570 | -59700 |
Jan. 16, 2025 | - | - | 30760 | - | 1138 | 84506 | 611 | - | 4480 | -47517 |
Jan. 17, 2025 | - | - | 33467 | - | 4096 | 80248 | 24 | - | 3125 | -39536 |
Jan. 18, 2025 | - | - | - | - | 14661 | 83219 | - | - | - | -68558 |
Jan. 19, 2025 | - | - | - | - | 13064 | 71692 | - | - | - | -58628 |
SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad Deputy General Manager (Communications) Press Release: 2024-2025/1996 |